Posted by
Ikester on Friday, September 21, 2007 7:57:51 PM
As I listen to my favorite talk show personalities, I also hear an almost unending commercial message. The message opens by asking the audience if they have $10,000.00 in credit card debt. They proceed to tell us that they can help you beat your creditors out of 60% of what you own them.
This really bugs me every time I hear it and so I turn the volume down for a bit. I called them once to express my feeling and they hung up on me. This is simply not right! To buy things, promising that on your honor you will make payments and pay what you owe but this company is in essence helping people, who are already in over their heads in debt, to rip off the people whom they promised to pay over time. This then sets them free to go out and charge a ton of more stuff so that eventually they will beat these folks out of what is owed too. People of integrity, since they promised to pay their debt, should still make it their goal to pay their debts even after a bankruptcy or using this service. I've known folks who have done this. Think of it like this, what if someone owed you a few thousand dollars and promised to repay you but moved out of town with no forwarding address? I had this happen to me by a man whom I was sure was a man of integrity. There has never been any attempt to pay what he promised to pay or even to apologize for not paying his debt. I have long since written it off so that it wouldn't' bug me. Integrity or devious: that is the question.
They also help us rip off the IRS by not paying our taxes. There is a conscience fund at the IRS where folks have sent a few cents to pay for a stamp that they re-used and their conscience would not stop reminding them of such things. Others have sent thousands to cover taxes that they "got away with not paying." Our consciences have two positions: clear and cluttered and they demand that we do what we know to be right or they will make us miserable until we do. God gave us this inner voice to make us do what is right.
Ikester